Earn the Right to Say “She’ll Be Right”
Earn the Right to Say “She’ll Be Right” because our treasured saying has been corrupted.
She’ll be right. In Aotearoa, we hear it all the time, and I don’t think it’s always a bad thing it just depends on what you mean and whether it’s been earned. Sometimes that optimistic shrug carries genuine resilience “This is a hiccup; we’ve planned for it, and she’ll be right.” But left unchecked, it can become a convenient excuse to avoid tough conversations and the work of building a plan you truly trust. You can’t know “she’ll be right” if you haven’t defined what “right” even looks like. That’s exactly what risk advisers do, help you turn optimism into a strategy, not hope.
It’s natural to dodge thoughts of our own mortality. Most of us first consider life and health insurance not for ourselves, but for those who depend on us, Whether it’s a partner and a first home, kids, or a growing business with staff and suppliers relying on you.
We worry less about what happens to us and more about how our absence or illness would ripple through our whānau and communities. That undercurrent of anxiety is exactly why putting a plan in place matters, but it’s also the reason so many avoid the issue.
“She’ll be right” is a saying I actually like, it can signal strength… If you’ve invested time to build genuine resilience. But if you’ve ignored life and health insurance until now, the moment your number is called, you’ll face a double dose of that anxiety: the event itself, and the shock of realising you didn’t prepare.
Every time you step outside your door you’re exposed to risk. If people count on your income, you owe them the bare minimum to pick up the phone, do some research, and start the conversation.
Once you take that first step, you’ll uncover risks you hadn’t considered and learn the true impact of those you did know about. To earn the right to say “she’ll be right” you need to:
Identify risks specific to your life, goals, and obligations
Quantify the financial impact of events like critical illness, injury, or premature passing
Put plans in place to eliminate or mitigate those impacts
Even if you have cover already, review it regularly. When your home, business, or livelihood is at stake, spending a few hours every year (or at least every two to three years) to confirm your plan still fits is a small investment for real peace of mind.
Getting your plan in place and staying on top of it is the only way to remove the sting of thinking about worst-case scenarios. .It’s not wishful thinking; it’s responsible foresight. That’s how you earn the right to say, “she’ll be right”.
Feel free to reach out if you want to explore your options or simply talk through your situation.
